ARLINGTON, Texas — Cincinnati quarterback Desmond Ridder and the breakthrough Bearcats aren’t caught up in what their unprecedented playoff appearance could eventually mean for other non-Power Five teams. This is their journey.

After a season-long debate about whether the outsider deserved a spot in the College Football Playoff, and being the only team to win every game along the way, the fourth-ranked Bearcats (13-0) get their shot in the CFP semifinal Cotton Bowl on Friday (12:30 p.m. PT, ESPN) against top-ranked defending national champion Alabama.

“We’ve already had so much pressure on us throughout the entire season of marking off the checklist, so why add the pressure of every other non-Power Five school that we have on our back,” Ridder said. “It’s really just been about us and will always continue to be about us.”

The SEC champion Crimson Tide (12-1) are the playoff standard-bearer. This is Alabama’s seventh semifinal appearance in the eight seasons of the four-team CFP.

But the Tide most likely wouldn’t have made it back without Heisman Trophy-winning quarterback Bryce Young leading a late game-tying, 97-yard touchdown drive in the regular-season finale against Auburn that ended in an overtime win. The sophomore first-year starter from Mater Dei High then set an SEC championship game record with 421 yards passing in a 41-24 victory over previously unbeaten Georgia (12-1), which faces Michigan (12-1) in the other CFP semifinal on Friday night at the Orange Bowl.

“It’s always challenging when you come off of winning a championship for players to have the same hunger, to have a sense of urgency to prove something,” said Alabama coach Nick Saban, who has six national titles the past 12 seasons. “But because we were young, I think it took this team a little longer to maybe respond on a consistent basis like we wanted them to.”

Ridder is among more than 30 Cincinnati seniors, many of whom decided to return for an extra year with Coach Luke Fickell after the Bearcats went 9-1 last season with the only loss a 24-21 decision when Georgia kicked a last-second field goal in the New Year’s Six Peach Bowl.

“I’ve had a great experience over my five years here, and I’m just hoping we can seal it off with one of the best experiences there is,” said Ridder, a potential NFL first-round pick who holds the American Athletic Conference and school record with 12,280 career total yards.

“To be here and not take advantage of it would be a real regret,” tight end Josh Whyle said.

Before sweeping through the AAC, the Bearcats won, 24-13, at Notre Dame on the first Saturday in October. That was the only loss for the Fighting Irish, who wound up fifth in the final CFP rankings on Dec. 5 and the first team out while Cincinnati made history.

Cincinnati still goes into the Cotton Bowl as a 13½-point underdog, according to FanDuel Sportsbook.

“We don’t see ourselves as underdogs. We feel like we can play with whoever,” All-America cornerback Ahmad Gardner said. “We always have a chip on our shoulder. … So the fact that we’re able to finally be where we always wanted to be puts more of a chip on our shoulder.”

Alabama’s only loss was 41-38 at Texas A&M on Oct. 9, a setback that got the Tide’s attention.

“It showed a lot of guys how it feels to lose and how it feels to be down. We got the experience early, so we know how it feels to be down and out, the world against you,” senior defensive end Phidarian Mathis said. “So you don’t want to feel like that no more. So we just took that as motivation and try to get better every week.”

ALL-AMERICAN MATCHUP

“Sauce” Gardner was a scrawny 160-pound freshman when he arrived at Cincinnati, and receiver Jameson Williams blossomed at Alabama after playing for Ohio State the past two seasons. Both are All-Americans this season.

Gardner has never given up a touchdown in coverage at Cincinnati, and he hasn’t allowed a catch inside the Bearcats’ 20-yard line this season.

Williams has 68 catches and leads the SEC with his 1,445 yards receiving (21.2 yards per catch) and 15 touchdowns. He has 11 catches of at least 50 yards, including touchdowns of 67 and 50 yards in the SEC title game.

SUCCESS IN CFP AND AT JERRYWORLD

Alabama is 8-3 in CFP games and has won its last five semifinal games since a loss to Ohio State, with Fickell as the defensive coordinator, in the first year of the four-team playoff at the end of the 2014 season.

The Crimson Tide are 5-0 at AT&T Stadium, two of those CFP semifinal games in the home of the NFL’s Dallas Cowboys. They beat Michigan State, 38-0, in the Cotton Bowl six years ago, and last New Year’s Day won, 31-14, over Notre Dame in a Rose Bowl that was relocated from Pasadena because of COVID-19 restrictions in California.

RUNNING FOR THE TIDE

Brian Robinson, finally Alabama’s featured running back in his fifth season, has 1,071 yards and 14 touchdowns rushing.

Bearcats leading rusher Jerome Ford spent two seasons at Alabama before transferring to Cincinnati two years ago. Ford, who said this week that he would “appreciate if people stopped calling me the Alabama transfer,” has 1,242 yards and 19 touchdowns in his second season with the Bearcats, his first as the starting tailback.

No. 1 ALABAMA (12-1) vs. No. 4 CINCINNATI (13-0)

When: Friday, 12:30 p.m. PT

Where: AT&T Stadium, Arlington Texas

TV/radio: ESPN, 710 AM

Line: Alabama by 13½ (FanDuel Sportsbook)

Series history: Alabama leads, 5-0

KEY MATCHUP

Cincinnati All-American CB Ahmad “Sauce” Gardner vs. Alabama All-American WR Jameson Williams. Gardner has developed from a 160-pound freshman into one of the nation’s most feared defensive backs, and he has never given up a touchdown in coverage. Williams, a transfer from Ohio State, has 68 catches and leads the SEC with 1,445 yards receiving (21.2 yards per catch) and 15 touchdowns. He has 11 catches of at least 50 yards, including touchdowns of 67 and 50 yards in the SEC title game.

PLAYERS TO WATCH

Cincinnati: Running back Jerome Ford, the former transfer from Alabama who in his second season with the Bearcats has run for 1,242 yards and 19 touchdowns. Alabama has allowed only 82.8 yards rushing per game.

Alabama: Bryce Young, the first Alabama quarterback to win the Heisman Trophy, is trying to become the school’s fifth first-year starter since 2009 to win a national title. The former Mater Dei High standout has 4,322 yards passing. He has completed 314 of 462 passes (68%) with 43 touchdowns and only four interceptions.

FACTS & FIGURES

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Alabama is 5-0 in games played at AT&T Stadium, the home of the NFL’s Dallas Cowboys. That includes on-sided CFP semifinal wins over Michigan State six years ago and Notre Dame last year. … Alabama sophomore linebacker Will Anderson leads the nation with 15½ sacks and 32½ tackles for the loss. … Cincinnati coach Luke Fickell was the Ohio State defensive coordinator when the Buckeyes won the inaugural CFP title over Oregon at AT&T Stadium. The Buckeyes won their semifinal game that season over Alabama. … Cincy quarterback Desmond Ridder holds the AAC and school career record with 12,280 total yards. … Cincinnati is 22-1 since the start of the 2020 season. The only loss was 24-21 in the Peach Bowl last New Year’s Day when Georgia kicked a field goal with three seconds left.

PREDICTION

Cincinnati certainly has the secondary to compete with Alabama’s short-handed receiving corps and slow the Tide’s passing game. Ridder is a tremendous competitor, and Alabama isn’t likely to simply take control with its ground game as some of Saban’s previous teams have. The dilemma for the Bearcats could be how they match up with Alabama’s big bodies on the offensive and defensive lines. Picking against Alabama at this time of year is often unwise, especially if the Tide can do a good job protecting Young. Alabama 34, Cincinnati 20